DENTAL INSURANCE FACTS

Did you know….

  • that dental health is a modern concept?
  • that in the United States dentistry was affordable only by the wealthy or performed under emergency situations?
  • that overall improvements in hygiene and the importance placed on preventative care has made dental health seen as essential healthcare to American families?

Did you know….

  • that benefit dollars are negotiated for an employee between their employer and insurance carrier?
  • that an insurance carrier will not guarantee benefits until a claim is processed and payment is made?

Did you know….

  • that medical insurance plans were introduced in 1929?
  • that dental insurance plans began sprouting up in the 1960’s and 1970’s?
  • that insurance benefits remain at $1,500 per year (in most cases), an amount that has not increased since the 1970’s?
  • that inflation alone would have increased that amount to $10,000?

Did you know….

  • hat dental offices who participate in in-network, DMO, HMO insurance plans, pre-pay plans or discount plans have agreed to discount their fees from 20% – 60% to have patients placed in their chairs?
  • that American Dental Association data shows that the average dental office overhead is over 70%?